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  1. It is better to take an installment loan at 0% so that you don't overpay. If you can't find an installment plan, there are online banks that give loans with favorable terms. When I wanted to buy a house, I first wanted to take it from a bank, but because of the high interest rates I didn't want to take it, because I overpaid a lot. But on yhdistalaina.com there are quite good offers with a very low interest rate for a loan of up to 70000 euros. Their interest rate is 4.19%. In the end, I was able to pay off the loan, managed in a year and now I have my own house, but I'm thinking about buying a car some more.
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